Malta Golden Visa

Malta Golden Visa Program (MPRP): Permanent Residency in Europe and a Privileged Lifestyle (Latest 2025 Updates)

Strategically located in the heart of the Mediterranean, with a rich history and high quality of life, Malta offers a unique destination for international investors seeking permanent residency in Europe. Following the conclusion of the “Malta Golden Passport” citizenship program at the end of 2020, the revamped Malta Permanent Residence Programme (MPRP) was launched on March 27, 2021. This program provides non-EU investors and their families with a legal and fast pathway to permanent residency in Europe.

Through the Malta Golden Visa (MPRP) program, applicants and their families can travel visa-free and freely to all Schengen countries, provided they meet the conditions, and also gain the right to permanently settle in Malta. This program is a key offering from NotteGlobal, meticulously designed to help you achieve your global mobility goals.

In this comprehensive guide, we will thoroughly examine the latest 2025 updates on the Malta Golden Visa (MPRP) program’s current application requirements, investment options, unique privileges, detailed cost analysis, application process, and why Malta could be your new home in Europe.

What is the Malta Golden Visa (MPRP) and Why Choose It?

The Malta Permanent Residence Programme (MPRP) is a scheme that grants permanent residency in Malta to third-country nationals (those from non-EU/EFTA countries) in exchange for a specified contribution to the Maltese economy and investment. The Malta Citizenship by Investment Program (Malta Individual Investor Programme – MIIP), often referred to as the “Golden Passport,” concluded at the end of 2020. The MPRP, in contrast, focuses on permanent residency rather than citizenship.

Key reasons to choose the Malta Golden Visa (MPRP) program:

• Visa-Free Travel in the Schengen Area: With a permanent residence permit from Malta, you gain the freedom to travel visa-free to all Schengen countries for up to 90 days within any 180-day period. This significantly eases both business and leisure travel.
• Permanent Residence Status: As its name suggests, the program offers a residence permit without an expiry date. Your residence card is valid for 5 years and is continuously renewable, granting you and your family the right to live in Malta indefinitely.
• Fast Processing Time: The time to obtain a residence permit typically ranges from 4 to 6 months. This speed is a significant advantage for investors looking for permanent residency in Europe.
• Comprehensive Family Inclusion: Along with the main applicant, spouses/partners, minor children under 18, financially dependent unmarried children between 18 and 26, and even dependent parents and grandparents can be included in the program. This allows up to four generations of a family to establish a life together in Europe.
• Affordable Cost and Transparent Structure: The program offers attractive conditions for investors with both its investment options and transparent cost structure. The investment includes a government contribution, real estate, and a charitable donation.
• High Quality of Life and Security: Malta is recognized as one of the safest countries in the world, according to the World Risk Report. It offers a high quality of life in a secure environment, along with advanced healthcare and education systems.
• Right to Work and Establish a Business: Holders of a permanent residence permit in Malta have the right to work in the country or establish their own businesses.

Malta Golden Visa (MPRP) Investment Requirements and Contributions (2025 Details)

To benefit from the Malta Permanent Residence Programme (MPRP), applicants must meet specific investment and contribution requirements. These requirements aim to both financially contribute to the country and encourage integration into the Maltese economy:

• 1. Government Contribution:
  • If choosing the Real Estate Lease Option: A direct contribution of €58,000 must be made to the Government of Malta.
  • If choosing the Real Estate Purchase Option: A direct contribution of €28,000 must be made to the Government of Malta.
  • These contribution payments must be completed within eight months of receiving the “Letter of Approval in Principle.” The first administrative fee payment of €10,000 is followed by the remaining €30,000 within two months of the approval letter.
• 2. Real Estate Investment:
  • A. Real Estate Lease Option:
    • A property must be leased in Malta with a minimum annual rent of €12,000.
    • If the leased property is located in Gozo or the South of Malta, the minimum annual rent must be €10,000.
    • The lease agreement must be for a minimum period of 5 years.
  • B. Real Estate Purchase Option:
    • A property with a minimum value of €350,000 must be purchased in Malta.
    • If the purchased property is located in Gozo or the South of Malta, its minimum value must be €300,000.
    • The purchased property must be held in the applicant’s ownership for a minimum period of 5 years.
• 3. Donation to an NGO:
  • A donation of €2,000 must be made to an approved non-governmental organization registered under the Voluntary Organisations Act, operating in cultural, philanthropic, scientific, artistic, animal welfare, or sport sectors.
• 4. Proof of Assets (Asset Requirement):
  • The applicant must prove ownership of total net assets of at least €500,000.
  • At least €150,000 of these assets must consist of financial assets (liquid assets such as cash, stocks, or bonds). This demonstrates financial stability.

All these conditions must be met and documented simultaneously.

Malta Golden Visa Application Process (Step-by-Step Guide)

The application process for the Malta Golden Visa (MPRP) program requires careful preparation and adherence to the correct sequence of steps. NotteGlobal’s expert team provides full support throughout the entire process:

1. Initial Assessment and Consultation:
   • The first meeting is held with NotteGlobal consultants. During this stage, your eligibility is assessed, your investment goals and family situation are analyzed, and a personalized strategy is determined for you.
   • A detailed list of all required documents and information about the process is provided.
2. Document Preparation and Due Diligence:
   • Personal, financial, and investment documents are collected. These include passports, birth and marriage certificates, criminal record certificates, bank reference letters, and proof of financial assets.
   • All documents are translated and certified as required by the Maltese authorities (apostille or consular authentication).
   • Detailed security and background checks (due diligence) are conducted by agencies authorized by the Maltese government.
3. Pre-Application and Administrative Fee Payment:
   • The MPRP application form is completed, and the initial administrative fee of €10,000 is paid. This payment officially initiates the application process.
4. Letter of Approval in Principle:
   • After your application and due diligence are positively concluded, the Residency Malta Agency sends you a “Letter of Approval in Principle.” This letter indicates that your application has been provisionally approved, but the investment and contribution obligations have not yet been completed.
   • Upon receipt of this letter, the remaining €30,000 of the administrative fee is paid within two months.
5. Fulfillment of Investment and Contribution Obligations:
   • Upon receiving the Letter of Approval in Principle, the remaining government contribution (either €28,000 or €58,000, depending on the real estate option) and the €2,000 charitable donation are made.
   • The chosen real estate investment obligation (leasing or purchasing) is fulfilled, and relevant documents (lease agreement or title deed) are submitted. An 8-month period is granted after the Letter of Approval in Principle to complete these transactions.
6. Residence Card Application and Issuance:
   • Once all investment and contribution requirements are met, the applicant and family members visit Malta to provide biometric data (fingerprints and photograph).
   • After the biometric data is collected, the permanent residence cards are issued and delivered to the applicants. These cards are valid for 5 years and are continuously renewable.

Privileges of the Malta Golden Visa and Quality of Life It Offers

The Malta Golden Visa (MPRP) program opens the doors not only to residency but also to a privileged life in Europe for investors and their families:

• Indefinite Residence Right: Approved applicants obtain a permanent residence permit and a residence card that they can use for life. These cards are renewed every 5 years, but the right of residence is indefinite.
• Family Inclusion up to Four Generations: In addition to the main applicant, their spouse/partner, children under 18, financially dependent unmarried children aged 18-26, and even dependent parents and grandparents over 55 (even in case of the main applicant’s death) can be included in the program. This offers a unique advantage for preserving family unity.
• Education and Healthcare Opportunities in Europe: Residence permit holders and their dependents can benefit from high-standard education (private and public schools, international universities) and healthcare services in Malta. Malta’s education system is closely aligned with British standards.
• Employment and Investment Opportunities: The right to live and work in Malta provides individuals with various employment opportunities, the chance to establish their own businesses, or to expand into the European market. The country boasts a dynamic economy in financial services, iGaming, tourism, and technology sectors.
• Attractive Real Estate Market: Malta has a vibrant real estate market, particularly noted for its historic and modern properties. Real estate investments made under the residence permit offer attractive opportunities for both living and potential rental income.
• Political and Economic Stability: As an EU member, Malta enjoys a stable political and economic structure. This provides a secure and predictable environment for investors.
• English as an Official Language: The fact that English is an official language alongside Maltese facilitates the adaptation of international investors and their families.

Malta Golden Visa (MPRP) Costs (2025 Detailed Analysis)

Applicants for the Malta Permanent Residence Programme (MPRP) incur various cost items. These costs can vary depending on the chosen real estate option and the number of individuals in the family. Here are the main cost items:

• 1. Administrative Fees:
  • Total administrative fee: €40,000.
  • The first installment of €10,000 is paid within one month after applying.
  • The remaining €30,000 must be paid within two months of receiving the “Letter of Approval in Principle.”
• 2. Government Contribution:
  • If choosing the Real Estate Lease Option: €58,000.
  • If choosing the Real Estate Purchase Option: €28,000.
  • These contribution payments must be completed within eight months of the Letter of Approval in Principle.
• 3. Real Estate Investment Costs:
  • Real Estate Purchase: Minimum €350,000 (if in Gozo or the South of Malta, minimum €300,000).
  • Real Estate Lease: Minimum annual €12,000 (if in Gozo or the South of Malta, minimum annual €10,000). (For a 5-year lease agreement, total rental cost would be €60,000 or €50,000).
• 4. Charitable Donation:
  • A donation of €2,000 to an approved non-governmental organization.
• 5. Fees for Additional Dependents:
  • For each dependent included in the application (children, parents, grandparents) other than the main applicant and spouse, an additional €7,500 per person is required.
• 6. Other Costs:
  • Legal and Consultancy Fees: Fees paid to the law firm or consultancy managing the application process (vary depending on the scope of service).
  • Due Diligence Fees: Fees for security checks applied to the applicant and each adult family member included (usually not part of the initial administrative fee and paid separately).
  • Health Insurance Cost: Annual health insurance premiums.
  • Property Transfer Fees/Real Estate Agent Commissions: Additional expenses incurred in the case of property purchase.

The total cost can vary significantly depending on the type of real estate investment chosen (lease or purchase) and the number of individuals in the family. We strongly recommend contacting NotteGlobal experts for a detailed and personalized cost analysis.

Required Conditions and Documents for Malta Golden Visa (MPRP) Application

To apply for the Malta Permanent Residence Programme (MPRP), individuals must meet specific legal requirements and conditions:

• Age Limit: The main applicant must be over 18 years old to apply for the program.
• Citizenship Status: The investor must be a third-country national; meaning not an EFTA/EU citizen.
• Clean Criminal Record: The applicant must have an absolutely clean criminal record. International security checks are rigorously conducted.
• Health Report: Applicants must have a valid health report obtained from recognized healthcare facilities. They must not have any infectious diseases or conditions that pose a threat to public health.
• Proof of Financial Assets: Applicants must have a minimum net worth of €500,000, with at least €150,000 of this being financial assets (liquid financial instruments).
• Valid Health Insurance: The applicants and their included family members must have a valid health insurance policy accepted in Malta.

Those who can meet these conditions gain the right to live in Malta, which is designated as the second safest country in the world according to the World Risk Report. Malta provides high-quality services to all its residents in areas such as education, healthcare, and security.

Step into Malta’s Privileged World with NotteGlobal!

The Malta Golden Visa (MPRP) program opens a strategic door for investors seeking permanent residence and a high quality of life in Europe. At NotteGlobal, our expert team is ready to provide you with full support throughout this process. We’re by your side every step of the way, from navigating the complex details of the application process to evaluating investment options.

Don’t wait any longer to take advantage of Malta’s unique benefits and turn your dreams of permanent residency in Europe into a reality.

Contact NotteGlobal today, and let’s explore how the Malta Golden Visa program can offer you a tailored solution!